Financial Literacy & AI: The Future of Smart Money Management

For the All Digital Weeks 2025, will be organized interactive 4 hour workshop “Financial Literacy & AI: The Future of Smart Money Management” which will explore the powerful intersection of financial literacy and artificial intelligence (AI). Participants will gain insights into how AI is transforming personal finance, investment strategies, and economic decision-making, equipping them with the knowledge to make smarter financial choices.

The session will begin with an introduction to financial literacy, covering essential concepts such as budgeting, saving, investing, and debt management. It will highlight the growing importance of financial literacy in today’s digital economy and how individuals can take control of their finances.

Next, the workshop will dive into the role of AI in finance, examining how AI-powered tools are reshaping financial decision-making. Topics will include AI-driven financial planning, automation, and machine learning applications in banking, investments, and credit scoring.

The session will then focus on AI models transforming financial literacy, including robo-advisors for personalized investment management, AI-powered budgeting apps like Mint and YNAB, and fraud detection and risk assessment through AI algorithms.

To reinforce learning, participants will engage in a hands-on activity on AI and smart money management. They will explore AI-driven financial tools, participate in interactive exercises to analyze financial data, and gain practical experience in using AI-powered platforms.

Additionally, the workshop will address ethical considerations and risks, such as bias in AI financial models, data privacy, and security concerns. Discussions will also focus on balancing AI-generated recommendations with human financial decision-making.

The workshop will conclude with a Q&A and closing remarks, allowing for an open discussion on the future of AI in financial literacy. Participants will receive key takeaways and best practices for leveraging AI in their financial planning.

This workshop is designed for students, young professionals, entrepreneurs, and anyone interested in improving their financial literacy through AI-driven tools. By the end of the session, participants will have a stronger understanding of financial management concepts, greater awareness of AI applications in finance, hands-on experience with AI financial tools, and the confidence to make smarter financial decisions using AI insights.

Nada Ratković, prof. savjetnik,

Srednja strukovna škola bana Josipa Jelačića Sinj

Dinka Šimunovića 14, 21230 Sinj, Croatia